The New York Times reported that the Bank of America wrote off 33.7 billion in bad loans in 2009. This was more than double the amount of the 16.2 billion written off in 2008. It’s no surprise that in the 4th quarter 2009, Bank of America stopped offering personal loans.
Bad Credit Loans
They’re not the only [...]

If you enjoy our post, feel free to subscribes to our rss feeds

I have read some post about SSPN Skim Simpanan Pendidikan Nasional scheme which offers around 4% per annum.A lot of people though that a cut of 4% from SSPN , a PTPTN product does not attract much.However, when it comes to income tax exempted it does seduce some people who think salary sacrifice into SSPN [...]

If you enjoy our post, feel free to subscribes to our rss feeds

Would you asnwer this question?How well your financial knowledge on money management?Ability to master and manage our money is not something that can be performed easily .Usually it takes time, training and some temperament. Before any criticism on lack of education, due to less teaching about money management to people in schools and varsities, [...]

If you enjoy our post, feel free to subscribes to our rss feeds

Not all that glitters gold. While credit cards provide immediate financial assistance, also open the door to your debts vida.With the popularity of credit cards and their use becoming more common, people with debts and the amount of debt is increasing time to time.
One solution to reduce credit card debt is a debt consolidation. [...]

If you enjoy our post, feel free to subscribes to our rss feeds

These seven tips will be helpful to bring home more income, either immediately or for the future

1. Watch your job and improve your wages
The economic situation and unemployment is not enough to go jumping from one site to another in search of a little more money, but still demonstrates why not just deserve to keep [...]

If you enjoy our post, feel free to subscribes to our rss feeds

Did you use any debit card?Currently I’m using a Public Bank debit card visa electron or easily known as PB Visa debit card.Well, as we all know using a debit card is not the same using a credit card.To put it simple, credit card allows you to spent money that you don’t have but debit [...]

If you enjoy our post, feel free to subscribes to our rss feeds

Malaysia 2010 Budget was all over the radio ,TV’s, paper and other media as well.A budget which had a themed name.So called “1Malaysia, Together We Prosper”.Not sure whether it has anything with the highlights, but perhaps governments want to show their “righteous” and their concern to help all races no matter what religion they believe [...]

If you enjoy our post, feel free to subscribes to our rss feeds

Just realize that this blog actually listed in wisebread.com list of top personal blog.Pokjat.com did not get into top 100 personal finance blog, but only  ranked to 269 .It was the second page after all, nothing to be proud of  about it.However, getting listed here actually give me some boost up, since it was known [...]

If you enjoy our post, feel free to subscribes to our rss feeds